Bottom Line Up Front (BLUF): Finding the right mix of investment accounts can be confusing at first. Start with Goals in Mind, but Prioritize Retirement. Do these steps: 1. Start...
Bottom Line Up Front (BLUF): The TSP’s new mutual funds will add investing options, but with extra fees. Beware of these fees and other risks that come with these new...
Bottom Line Up Front (BLUF): Don’t panic! Selling after a drop in the stock market just locks in your losses. When the market drops, stocks go on sale. The stock...
Bottom Line Up Front (BLUF): You pay capital gains taxes on investment earnings/profits each year (but not in Roth IRA, IRA, 401K, or TSP). Long Term Capital Gains insurance are...
Bottom Line Up Front (BLUF): If you are married and your spouse has no income (and you file taxes jointly), you can both still invest in IRAs or Roth IRAs....
Bottom Line Up Front (BLUF): Yes, if you have dependents (spouse/kids). If so, get enough level term life insurance to cover 10x your annual income before you retire/separate… preferably before...