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New Beginnings

My original Wordpress-based website imploded. However, this outage has given me some time to re-assess the content I was writing, and I’ve decided to re-write my previous posts to make...

How to Start Investing in the Thrift Savings Plan (TSP) Part One: Setup MyPay

To start investing in the Thrift Savings Plan (TSP), the first step is to setup your contributions in My Pay.

Tips and Tricks: The Rule of 72

BLUF: The Rule of 72 is a quick way to estimate how long it takes to double your money. Divide 72 by your percentage return, and the result is the...

How to Save for College – ESA vs. 529 Plans

I am on a crusade to optimize my family’s finances. For years, I wasn’t very attentive to my finances, or how my few investments were performing. I took advice from...

Aggressively Cut Fees to Keep More of Your Profits

BLUF: Aggressively cut investing fees, as even a 1% fee can cost you thousands of dollars (or more).

Tip: Follow the Market (with Index Funds) vs. Trying to Beat the Market

A low-cost index fund is the most sensible equity investment for the great majority of investors. By periodically investing in an index fund, the know-nothing investor can actually out-perform most...